Which of the following is an example of a no-fault automobile insurance feature in provinces?

Study for the LLQP Ethics and Professional Practice Test. Prepare with flashcards and multiple choice questions, complete with hints and explanations. Get ready for your exam!

The concept of no-fault automobile insurance refers to a type of auto insurance where individuals involved in an accident can receive compensation for their damages without the need to establish who was at fault for the accident. This system is designed to streamline the claims process and reduce litigation, allowing for quicker recovery of costs associated with injuries or damages.

Workers' compensation is indeed an example of a no-fault system, as it provides benefits to employees injured on the job irrespective of who was responsible for the accident. Under workers' compensation, employees can receive medical expenses and wage loss benefits without needing to prove negligence or fault on the part of their employer. This reflects the no-fault principle, as it prioritizes the injured party's needs over disputes about liability.

Other options, such as private policies, liability insurance, and public health coverage, do not encapsulate the no-fault principle in the context of automobile insurance. Private policies often require a determination of fault, liability insurance is focused on covering damages for which a driver is legally responsible, and public health coverage pertains to health services rather than automobile accidents specifically.

Thus, recognizing workers' compensation as a no-fault insurance feature aligns with the understanding of how such a system functions, providing benefits without assigning fault, making it

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