When selling to out-of-province clients, what must agents ensure?

When selling to out-of-province clients, agents must ensure they comply with home jurisdiction requirements. This is critical because each province or territory in Canada has its own regulations and laws governing the sale of insurance products. By adhering to the requirements of the jurisdiction where the client resides, agents not only protect themselves from potential legal issues but also uphold the ethical standards of the profession.

Compliance includes understanding and following specific licensing regulations, disclosure requirements, and product suitability standards that may vary significantly across jurisdictions. This diligence ensures that clients receive appropriate products and that their rights are protected under local laws, enhancing the professional integrity of the agent.

The other choices do not address the comprehensive obligations an agent has regarding jurisdiction compliance, highlighting the importance of maintaining ethical practice when engaging with clients from different provinces.