What type of insurance agent typically works for a singular company?

The type of insurance agent who typically works for a singular company is a captive agent. Captive agents are representatives of one specific insurance company and can only offer products from that company. This arrangement allows the agent to develop detailed knowledge of the company's product line and policies, enabling them to provide specialized services and personalized assistance to clients based on that particular company’s offerings.

Captive agents often benefit from strong support from their insurer, including training, marketing resources, and potentially higher commissions on sales, which can foster a closer relationship with the client base they serve. This concentration on one company contrasts with independent brokers, who have the flexibility to represent multiple insurance companies, allowing them broader options to cater to their clients' varied needs.