What is one of the documents required to process a life insurance claim?

To process a life insurance claim, a death certificate is essential as it serves as official documentation confirming the death of the policyholder. This document provides critical information, including the date and cause of death, which are necessary for the insurer to validate the claim. The death certificate helps establish that the claim falls within the policy's terms and conditions and is a standard requirement for insurance companies when handling such claims.

In contrast, proof of income or a beneficiary's credit report may be relevant in other contexts, such as determining eligibility for certain financial products or assessing risk, but they are not required for life insurance claims. A health insurance card pertains more to medical coverage rather than life insurance, making it irrelevant in this situation. Thus, the death certificate is the crucial document that ensures the claim is processed appropriately and expediently when a policyholder passes away.