What is considered forgery in the insurance context?

Forging documents in the insurance context refers specifically to the act of altering existing documents without the proper authorization. This can involve modifying key pieces of information on forms, contracts, or other official documents, which can lead to fraudulent activities and undermine the integrity of the insurance process.

Forgery is particularly significant in insurance because it can affect claims processing, policyholder rights, and the overall trust between clients and insurers. By altering documents, individuals can misrepresent facts, create false claims, or engage in deceptive practices that violate ethical standards and legal regulations.

On the other hand, creating new policies, offering duplicate copies of policies, or maintaining accurate records, while they may raise other regulatory concerns, do not encompass the unlawful act of forgery as defined in the context of altering documents without authorization. These activities can be legitimate aspects of the insurance process when conducted appropriately and in compliance with legal standards.