To legally sell insurance products, what must a life insurance agent complete?

To legally sell insurance products, a life insurance agent must complete the LLQP (Life License Qualification Program) programs and obtain a license. This requirement ensures that agents are adequately trained and knowledgeable about the various insurance products they will be selling, including their characteristics, benefits, and legal implications. The LLQP provides a comprehensive curriculum that covers essential areas such as insurance fundamentals, policy types, ethics, and applicable laws, which equip agents with the necessary skills to serve their clients effectively.

Completing the LLQP is a regulatory requirement in many jurisdictions to maintain industry standards and protect consumers. Obtaining a license also signifies that the agent has successfully passed the necessary examinations and adhered to any other legal prerequisites, positioning them as qualified professionals in the insurance field. Hence, this completion is crucial for compliance with the legal framework governing the sale of life insurance products.